Frequently Asked Questions About Paycheck Advances

Here are the answers to the most commonly asked questions about paycheck advances.

What are paycheck advances?

A paycheck advance is a small, short-term loan that helps you cover emergency expenses between paydays. A paycheck advance is designed to give you enough money to make it through until your paycheck arrives. It is basically a way to get your paycheck early.

How do I request a paycheck advance?

You can request a paycheck advance for free on our website by clicking “start now.” This will take you to our short online form. Just give us some basic contact, employment, and bank account information, and we will provide you with a quick approval decision. After you are approved, a paycheck advance lender representative will get in touch with you to verify your information and complete the process.

How soon can I have my paycheck advance?

If you sign up during regular business hours, you may have your paycheck advance by the next possible business day. For most customers, that means your paycheck advance will be deposited into your account by that day. You could then have access to your moeny by the next possible business day.

How large of a paycheck advance can I get?

Our lenders offer some of the largest advances in the industry-up to $1500. This is three to five times the maximum loans of our competitors. We understand that sometimes our customers have larger expenses to cover, which is why we responded by increasing our paycheck advance limit.

When will my paycheck advance be due?

The date your loan is due will be specified in your customer agreement. Typically, lenders try to coincide the due date of your paycheck advance with your next payday for your convenience.

What if I can’t repay the paycheck advance on the due date?

Our lenders offer flexible repayment options, so you have several choices if you can’t repay the loan in full on the due date. You can either pay part of the loan and the finance charge and roll the loan over for more time or pay just the finance charge and roll the loan over. This will extend your repayment period to give you more time to repay. An additional finance charge is assessed when you roll the loan over. Different lenders will have different repayment options, however.

We have assembled a collection of budget tips to help you become financially secure.