Paycheck Advance Basics

Learn more about paycheck advances. We'll tell you everything you need to know before you sign up here.

A paycheck advance is a small loan provided over a short period of time to help you cover emergency expenses between paydays. A paycheck advance is basically a loan that is secured against your next paycheck. In contrast to credit cards and traditional personal loans, a paycheck advance is very accessible and convenient. Getting a paycheck advance can help you pay for those unexpected expenses that sometimes spring up between paydays. Taking care of these expenses immediately with a paycheck advance helps you avoid late fees and other repercussions. For more information, please visit our advance facts page.

We realize that many of our customers have credit challenges that limit their options for emergency cash, which could be why we do not view their financial histories. Even if you have a history of late payments, charge-offs, or bankruptcy, you may still qualify for a paycheck advance. Here are our qualification requirements:

• Employed or have alternate source of regular income
• At least 18 years old
• Make at least $1000 per month
• Have an active checking or savings account
• Bank account has direct deposit feature
• U.S. citizen

You can get a paycheck advance in four simple steps:

1. Signing online. You can fill out our online form for a paycheck advance for free on our website. We will ask you for employment, contact, and bank account information.
2. Get matched. Within seconds of completing your form, you will receive match. . One of our lender's representatives will then contact you to complete the process.
3. Funds deposited into your account by the next possible business day. You may have access to your paycheck advance by the next business day.
4. Repayment automatically deducted from your account. We will automatically deduct the amount of the paycheck advance plus the finance charge from your account on the loan's due date. Repayment options will vary from lender to lender.